Primary market listings fell even as mortgage rates stayed above 7%
Here is the one fact that changes what you should do: the Real Estate Data Aggregator counted just 1,254 new listings across the Primary market in the three months ending August 31, 2026. That is down 4.8% from a year ago. Less competition on the shelf. That matters whether you are selling or searching.
Freddie Mac put the 30-year fixed rate at 7.40% on October 8, 2026. Rates that high slow buyers down. Yet the Real Estate Data Aggregator still counted 868 homes sold across the Primary market in the same three months. Sales fell 7% from a year ago, but homes kept moving.
The National Association of Realtors reported that national months of supply hit 4.9 months, the highest level in over ten years. Our market tells a different story. The Real Estate Data Aggregator shows inventory here fell 8%. Fewer choices locally, even as the national picture loosens.
How each ZIP code read in the three months ending August 31, 2026
Not every ZIP moved the same way. Some prices rose sharply. Others dipped. Speed varied a lot by area.
| 75218 | 75214 | 75238 | 75080 | |
|---|---|---|---|---|
| Median sale price | $615,000 | $907,000 | $675,000 | $490,000 |
| Median days on market | 43 | 34 | 32 | 32 |
| Sale to list price | 96.2% | 97.6% | 97.3% | 98.2% |
| Homes under contract in 2 weeks | 25.7% | 32.6% | 38.3% | 36% |
Where prices moved up and where they dipped
The Real Estate Data Aggregator shows 75231 had the biggest price jump: up 41.2% to a median of $580,000. That is a large move, and it reflects a small number of sales. On the other side, 75243 saw a median price drop of 17.7%, landing at $292,850. Not every ZIP told the same story.
Speed: some ZIPs moved fast, others took time
The Real Estate Data Aggregator counted a median of 32 days on market in both 75238 and 75080. Those are the fastest in the group. At the other end, 75243 and 75230 each sat at 63 days. A well-priced home in the right ZIP still found a buyer quickly.
- 17523832 days
- 27508032 days
- 37521434 days
- 47520539 days
- 57521843 days
- 67520451 days
- 77523153 days
- 87524363 days
- 97523063 days
What the rate picture means for buyers here
Freddie Mac put the 15-year fixed rate at 6.73% on October 8, 2026. The 30-year sat at 7.40%. Rates at that level make monthly payments real. The Real Estate Data Aggregator shows the Primary market had 898 pending sales in the three months ending August 31, 2026. Buyers are still moving, just more carefully.
Realtor.com reported on October 8, 2026 that nationally, active listings rose 6.7% from a year ago. Here, the Real Estate Data Aggregator shows listings fell 4.8%. Buyers in this market have fewer options than the national picture suggests. Being ready to move matters more when inventory is thin.
The Federal Housing Finance Agency reported U.S. house prices rose 0.3% from the previous month in July, seasonally adjusted. That is a small national gain. Locally, the picture varies by ZIP, as the numbers above show.
- The Real Estate Data Aggregator counted 1,254 new listings in the Primary market for the three months ending August 31, 2026, down 4.8% from a year ago.
- Inventory fell 8%.
- Freddie Mac put the 30-year rate at 7.40% on October 8, 2026. Sales slowed but did not stop.
- Price moves and speed varied a lot by ZIP.
- One street can read very differently from the whole ZIP code number.
The market-wide numbers are a starting point. One street, one block, one home type can read very differently from the ZIP code average. If you want to know where your specific address sits in all of this, text me.
Your next step
(940) 300-7273Text me your address and I will send back how your Primary market home compares with what actually sold near you in the three months ending August 31, 2026. Takes a day, costs nothing.
Text me- Real Estate Data Aggregator numbers for ZIPs 75218, 75214, 75205, 75204, 75231, 75238, 75243, 75230 and 75080, the three months ending August 31, 2026, compared with the same months of 2025. Real Estate Data Aggregator last updated them on Oct 7, 2026.
- Freddie Mac: Mortgage Rates, read Oct 10, 2026
- National Association of Realtors: Existing-Home Sales, read Oct 10, 2026
- Redfin: One in Five Home Sellers Cut Prices as Buyer’s Market Persists, Sep 30, 2026
- Realtor.com: Weekly Housing Trends: U.S. Market Update (Week Ending Oct. 3, 2026), Oct 8, 2026
- CNBC: High mortgage rates are trapping homeowners in place, and making renovations harder to afford, Oct 3, 2026
- Federal Housing Finance Agency: FHFA House Price Index® Up 0.3 Percent in July; Up 2.6 Percent from Last Year | FHFA, Sep 29, 2026